I had a Grange insurance holder run a red light and total my vehicle. The police report stated multiple times that the other driver was at fault and was cited. Grange refused to accept responsibility because they said I didn't do everything I could to avoid their law breaking driver. There were multiple witnesses that saw this person run the red light and she admitted herself that it was her fault. It's just a good thing I have a good insurance company, they took care of everything and then sued Grange to get their money back.