First Place Bank was "acquired" by Talmer Bank & Trust in January 2013. There are press releases and banking news articles all over the internet to support my claim. If you were behind even ONCE on your First Place Bank mortgage and had your mortgage transferred to "Talmer Bank & Trust" both companies are being reported on your credit report. This is illegal as it is legally a DUPLICATE account not two separate mortgage companies. Simply Google "First Place Bank" up comes "Talmer Bank & Trust". First Place Bank no longer exists because they are ONE and the SAME.