I have a checking, savings, and credit line with this credit union. I have never had any issues with them at all. When I needed a loan, I called, they emailed a short form to me, I filled it out and emailed it back, they gave me a credit line the very same day. I have paid it off and at times used it since then, never have an issue. When someone got my debit card number, they notified me within minutes and declined the charge because it was in a state that I had never used my card, that saved me so much drama. I am going to be buying a new car soon, they will be my first call.