Fantastic customer service. I signed up for them 4 years ago and at the time didn't have the best credit. They allowed me to open a checking account anyway. Have since had an auto loan through them, credit card and personal loan. Fantastic rates! They're also willing to work with you. I wanted to transfer an auto loan to them and they couldn't approve me for the full amount, but we managed a different arrangement and still saved myself some money. Couldn't ask for a better group of people to work with you and your money.