This is a great card to use if you really wanna build your score just use 20 to 30% every month and pay on time your score will go up no lie. Just use it responsible.
As this is my first credit card, I keep a very close eye on all my transactions. When I did not recognize a couple transactions, I called to explain my fear that my card had been compromised. Instead of the woman easing my fear, or even understanding where I was coming from, she shoved my concerns away. She responded to my concerns with patronizing remarks and treated me as though I was an ignorant five year old. I am not happy.