i got a pre-approval letter in the mail. good news, after a review of your credit info, you have been pre-approved for the ollo rewards mastercard.
my score is 690/670 with a 100% payment rate. i apply and was denied. called customer service, they told me i was pre-approved to apply not to get a card. WTF? meanwhile i have 2 capital one cards, a discover it card, amazon prime, a local credit union card, TD bank card... i never once heard, you're pre-approved to apply. oh gee, thanks. i didnt realize i was only allowed to apply at some places but not others... hope this helps someone else before they waste a hit on their credit by this fraud letter/company.