Pick another loan company. I have made 25 payments on the loan it only went down $2,000 and the car payments are almost $600 a month. It's almost like being scammed. Going on 3 years in this contract I will end up paying over $40,000 or car not even worth $25,000 brand spanking new. Oh yeah they don't put gap insurance in this overly priced loan either so If you stay this in this contract for over 1 year your screwed.