DSNB Reviews
Mar 20, 2017
Always charging interest!
Anonymous

Doesn't matter if you pay it off, I've done that twice and two months consecutively they send me bills for the interest...ON A 0 BALANCE! It's like they charge interest on the interest, which is shady. Don't bother with this card, they will scam you out of as much money as possible.

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Dec 23, 2016
Approve for the AMEX version!
TagHeuerBlue
1 Contributions 0 People Helped

Pleasantly surprised I was approved for the AMEX version of the store card when I knew I was only in the mid 600's score, with a limit of $4000!  Long story: the sales associate applied for me at the register and she had to call in since it wasn't an instant approval. Not sure if they are hurting for sales since I wanted to purchase a Tag Heuer watch at $3600 so the phone agent approved it (and I told the phone agent I have a $0 balance Barclay Card with $10,000 limit so I can still buy it if I don't get the store card approved).  I also qualified for the Club Account sinc eit was a fine watch purchase so I can pay off in 12 months with no interest.  Combining with their bonus "Loyalist Points" event and first day purchase of $250 off on the bill, the watch is now almost 25% off (albeit $900 of it will be in a form of store giftcard).  After I got the card in the mail (took about 14 days) I signed up for paperless billing and automatic payment right away since I've read horror stories on other reviews about their payment problems.  They also offered a bonus points program if I spent $150 within the first 90's day at non-Bloomingdale's location, equivalent to $50 store giftcard.  I am trying to find out if this card would apply the extra payment to the 0% portion of the bill first so I would keep ending up paying interest on the non promotional purchases even if I pay extra into the monthly payment (but not the full balance).  Overall: the APR is high on this card but if you can take advantage of the Club Account for large purchase at 0% or is able to pay off right away while gaining bonus points during their special events, this is a good store credit card.

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