I have had this card for a year or two now. I got it to rebuild my credit. I started with a 500 dollar limit and they raised my CL without me having to ask. I get lots of perks from having this card. I never pay full price for anything (minus makeup and such) when I shop at Macys anymore...their return policy is outstanding. I compare all other retailers to Macy's as far as their customer service and policies.
Bloomingdale credit card is the worst credit card I ever had!!! They reported late payment and hurt my credit without sending me notification to let me know that my payment was past due for two months!! They did not block me from purchasing for two months, send me a single email, letter, or voicemail to notify that I had past due. All it's doing is to make interest out from account holders! When I called the customer service, they were not there to help me. Very bad attitude!