Citi wasn't on my list of major banks to have a card with (I have AMEX, Capital One, Barclay's, and Bank of America) and now I will never.
I've had this account for 6 months and have charged and paid in full numerous times. All of a sudden, I make a $195 charge, pay $195 a few days later, and the payment needs 10 days to "clear" the bank. It is an electronic payment!!!! Clear WHAT, exactly?
This card just made it on the list of closures with Comenity bank.