I have a great credit score, just paying for my dauhter daycare and they just denied my loan because of that!! hell don't waste your time applying thru this company!. I had apply since last saturday (6/03), and I called today (6/08) tu know about the final answer, they never call me back to tell me that I was denied, if I don't call I never figure it out!. They said they send a letter explaining why my loan was denied, I never receive that letter. Im very upset, NEVER EVER will be apply with Discover againg in my entire life.