I applied for this loan twice: the first time I got it but I let my offer expire. Two weeks later I applied for the same loan and got denied.
My situation is that I am currently about to start a new job with a very decent annual salary, and I have a contract on hand. But the second Discover rep (who denied my application) said that since I am technically "between jobs", I do not qualify for a loan. He told me to reapply once I am on the job. I mean great, I won't need a loan once I have my paycheck!
I am very disappointed by Discover. I love their credit card but I am surprised at the superficial formality with which they treated me. I am a very responsible borrower with an outstanding credit and good job prospects, and they could not recognize that