It has been two weeks since opening my account and depositing my first paycheck at my new job in the new state that I moved to and I still only have access to $200 of the total balance. Just went to the ATM to use my debit card and take some cash out and despite setting up the card correctly, it was registered as invalid and will not work anywhere, so I cannot even access the $200 that was released to my account. So now I have to wait 2-3 business days for a new card to be shipped to me. Required an absurd amount of identification for account, froze my account when it wasn't received and allowed no flexibility based on circumstances. Customer service is very friendly but so far has been completely useless, just like every other feature of the bank.