what a joke. I bought my car with 10 % apr with a 593 credit score. I have made on time payments when a little more added on to the payment every month. Last night i went to refinace my car decided well i have chase should be hard. I have a 656 as a credit score now and havent taken out any loans or credit cards. They came back with a 12% percent apt and 330 a month get out of here.
I will just pay off my loan and wont use them again.