I have a yamaha credit card. My credit is very poor, and they approved me for 3100. the payment is 62 a month, and I pay 200 a month. I think it's a great way to build your credit score.
I applied for the Davids bridal credit card because the wedding dress I fell in love with happened to be a clearance dress. I did not have the money that day to buy the dress, in fact, we were not even there for me. They had a bride to not show up and let me take her place. I applied for this credit card and within minutes I was approved. I paid my dress off within the 6 month time frame of no interest and then went back and got my veil. This card seriously saved my day. Plus, it's an extremely cute card.