I have a yamaha credit card. My credit is very poor, and they approved me for 3100. the payment is 62 a month, and I pay 200 a month. I think it's a great way to build your credit score.
let me tell you like it is... i have always struggled with credit scores and after alot of medical beill and a bankruptcy under my belt i thought i would nto get approvedd for any credt card. But you know what. I did. As a matter of fact I got approve for this one and it was easy. I reccemmond you apply for a big lots card or any card issues through commenity bank. They are good for people who have little to no credit and for you to help build your credti.. I got a good credit limit with this card but i am not going to use it only for paper towels and things like that. there online store will not allow you to use your card but that is ok i have a big lots close to me so i can just stop in and use it..
I had this card for about three years and it was great. i used it to buy a few bikes and I always paid them off within a few months so I paid very little interest. Whenever I had a question I could call up and they were always happy to help. If you plan on paying it off over a longer period of time over two years I would suggest another form of financing.
I have good credit and this card still gave me over 25% interest rate with a $1,500 max. Also, I was told it would only be a soft pull, but that's not what my credit report says. It only offers a 25 day grace period before it charges that extreme interest, so there isn't much of a point. You're better off using a normal credit card instead.
Oh, I also tried to order my dress online before I got the card. There was not an email with my cards info, and it takes 5 business days to receive via mail. Even after giving all of my info, the customer service rep that I spoke to wouldn't give me the info that I needed to put the dress on the card.