let me tell you like it is... i have always struggled with credit scores and after alot of medical beill and a bankruptcy under my belt i thought i would nto get approvedd for any credt card. But you know what. I did. As a matter of fact I got approve for this one and it was easy. I reccemmond you apply for a big lots card or any card issues through commenity bank. They are good for people who have little to no credit and for you to help build your credti.. I got a good credit limit with this card but i am not going to use it only for paper towels and things like that. there online store will not allow you to use your card but that is ok i have a big lots close to me so i can just stop in and use it..
I had this card for about three years and it was great. i used it to buy a few bikes and I always paid them off within a few months so I paid very little interest. Whenever I had a question I could call up and they were always happy to help. If you plan on paying it off over a longer period of time over two years I would suggest another form of financing.
Same story here. I got this card in 2015 to get my wedding dress, and a bridesmaid's dress for my friends wedding that took place after mine. When I applied for the card they told me I would have 12 months with zero interest. Of course, since I was strapped for cash from paying for and planning everything else for my wedding, I was just doing minimum payments at first and planning to pay it off after my wedding. Instead I ended up getting slammed with interest, finance fees, and the occasional late fees after six months. The people who work at comenity are rude and snarky at all times, and when I called to complain that the David's Bridal associate had lied about the time frame for my interest rate they basically said it was my word against theirs and there was nothing they could do. I've also only ever been late for one payment, and comenity called me and my BOSS' HOUSE NUMBER nonstop. I can't wait to pay off this now 1200 dollar monstrosity and ceremoniously burn it. Don't get this card, don't fall for it!!!!