I have a yamaha credit card. My credit is very poor, and they approved me for 3100. the payment is 62 a month, and I pay 200 a month. I think it's a great way to build your credit score.
Unless you have enough money to pay it off during the 0% time limit, do not get this card. They charge a fee that does not go down month to month and is a crazy amount. If you pay your minimum payment you will be paying this card off the rest of your life.