I had a 450 credit score and I only had gotten this to gain credit, I started off with a 500 limit and now I have a 2000$ credit limit and I only spent 200$ from it, as long as you pay each month your account will be in 100% good standings I mean for 25.00$ a month I have a 2000$ limit and my Equifax score went from a 450 to a 669!!! In one month
I had the card attempted to cancel and they offered me a credit line increase as well as a lower fee of 6.95 a month. If they know they can charge 6.95 a month why are they ripping people off 24.95. Best thing to do before you call is to contact your bank for a refund and they will dispute the charge.