First National Bank of Omaha Reviews
Mar 23, 2017
Bait and Switch
Anonymous

They send a fabulous offer - an American Express card at 4% interest.

They then follow-up by offering a miniscule credit limit and an $85 annual fee that augments that fees, and then send you a notice declaring that the interest rate is actually 20%,

They then make it difficult to cancel the card. My customer rep said "I'm sorry, our servers are down, you must talk to our promotions department."

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Mar 09, 2017
Haven't seen a CLI after 2 years
myopioncounts
1 Contributions 0 People Helped

On a good note, I got this card 2 years ago so that I could rebuild my credit. They have always reported my 100% payment history to the credit bureaus which helped raised my score (I have other credit cards as well) from 487 to 611. But they still haven't offered and have denied me a credit line increase. They originally said that I would be able to get one after 7 months (It's been 2 years now). I have 100% payment history. I have always carried a balance but have recently paid the card off in full about a month ago. I have never gone over the limit either. I plan on closing this account very soon after my husband and I buy a home. 

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May 30, 2016
Anonymous

If you live on the East coast, the mailing time from FNBO decreases over time so that you cannot return mail your bill. You are forced to use withdrawals from you checking account over the phone. If you like auto pay, sounds good otherwise there really is no grace period. They take 10-12 days to mail to you and you have 8 days to mail back. Hope you have budgeted for that!

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Sep 24, 2016
TD bank checking account.
Anonymous

Paid off account and closed account because it allowed me ti overdraw and charge overdraft fees which was not enclosed tome when opening thi account.

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