The information provided prior to applying indicates that this card is for individuals looking to rebuild or improve their credit. However, even with a fair crdeit score I was denied and told I would have to put down a deposit totaling the entire amount of the extended credit. When I called customer service and asked for more information about the denial I was informed that I wasn't denied I just had to make the deposit to start using the credit. I advised that I hadn't applied for a secured card and the representative said "this is bot a secured card you're just required to make a deposit". This company is a joke and the representative was very ignorant to the way credit cards work. When I asked to speak with someone who had more knowledge about credit I was told to call a credit bureau. Very disgusted.