approved online instantly with $1300 will be calling in tomorrow to get a higher limit... will keep you guys updated on the request.
Kevans627's review was:
I didn't use this card much, but when I needed a VISA, I'd always bust this out and I'd ear VX points on purchases I was going to make anyway. Using it on VX purchases only gave me more points, and it was nice just slowly and steadily racking up points using this card on an average of 5-7 times a month.
I even got a 10,000 bonus for signing up! I guess others got 20,000 bonus points, and had I known that was being offered, I would have tried to see if I could get the same deal (I'll admit I didn't do the research fully).
Also, the Companion Ticket was amazing. Ultimately, you still get a discount, since the card costs $49 annually and the once-a-year discount ticket was $150 off. However, I noticed that this year, there were far more blackout dates to use the discount ticket, compared to last year.
In fact, VX was quite ruthless about it this year. I looked it up - EVERY SINGLE holiday weekend is blacked out if you want to travel during this annual cycle. Last year, some holidays were blacked out, but you could still use the discount on Christmas!
But overall, I had no complaints. I'm just sad that this card is ending. Barclay and VX are discontinuing their relationship, so alas, my card will end by the end of this year. (And Barclay is transfering my account to the new Arrival World Mastercard, which from what I read, seems to be the best frequent flyer card out there.)
However, I think VX is launching a new credit card in January, so keep your ears peeled for that!
Must be very flexible with travel and even then it's almost impossible to redeem miles without using ten times what you thought it should be becuse the "mile exchange seats go fast." I spent three and a half hours on the phone with customer service only to be told they could not accomodate a roundtrip off peak (which should have been 5000 miles) for the next six months without using 27,000 miles. Customer service is outsourced and they frequently hang up. While customer service for the credit card it's self is good, they have no control over the fact miles are alost impossible to redeem and if you somehow do redeem them it will likely take a couple of hours to make the transactio and you'll still pay a "redemption fee." If you want the card for the cards sake, I've had no problems with the Bank of America end. If you're paying an anuual fee to earn miles, IMHO it's not worth it.