FYI for others applying. Approved for 12K limit with 730-750 TU and Eq score. Have a healthy amount of debt- 35% credit utilization and $11K auto loan.
Approved for $10k limit with just over 700 TU and EQ scores.
So excited. Did the pre-qualify on BoA website for 99/500 secured card. Did not get immediate approval. Called the application status customer service and was told I was approved and will receive my card in 7-10 days.
I think the card is great! I just got approved for it and like the idea of a passenger fare every year as well as the bonus miles. Free checked baggage is great and 3 points for airline purchases is great! 75/year can be a drag, but it compensates with the benefits. I got approved with a 705 EQ and 724 TU. I applied using the "pre-approved" mailer and got a $5,000 CL.