Not the best credit card. I only applied for it because I purchased a BMW a the dealership. They never increased my credit card in the 8 years I have had it so that's a negative. They reported me late and I have NEVER been late they are horrible to deal with. He only reason I won't close it is I don't want a negative hit for a closed account with 8 years of activity. Many other cards offer better features and rewards I would look elsewhere.
I was supposed to be on autopay, but they messed up and didn't put me on it. Next thing I know I'm late for payments and they put a mark on your credit after 30 days that they won't take off no matter what. I could pay ten times the payment that was late, it was just because of their mistake that this happened. Now my credit is ruined. Don't use them.