This has been the best card and the best bank to deal with. They have given steady credit increases, great customer service, and they dont play the games some of the other issues do. My limit is now at 50k and they never decline charges as long as i stay within the limit.
Complete opposite of my amex card that gets declined frequently for bogus reasons. The bmw card i can depend on and being a visa it is widely accepted.
Very happy with bmw financial services