I have been actively trying to build my credit after my bankruptcy. I got an amazing rate (considering I had a bankruptcy on my credit) but my monthly payments were still too high. I went on a limb applying with Autopay and they got me approved within 24 hours and at a lower monthly payment (and better rate)! I worked directly with Craig Call and he was informative and understood my needs for this loan. He never kept me in the dark and kept me in the loop through every step. They had the convenience of texting (which was perfect since I don't have the access to take phone calls throughout the workday). I highly recommend this company!!!!