By far the worst insurance company I've every dealt with. The refuse to pay anything. Where is Mr. Incredible when you need him. I have multiple reports, including an independent report, showing hail and wind damage to my roof. Other homes in the neighborhood are getting new roofs, but not me. Auto Owners insists there is no damage whatsoever. What a joke. I cancelled my policy and will no longer do business with the agency that recommended them. Horrible company.