Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Karma
Profile Image

Question By
BungalowMo

110 Contributions
796 People Helped
Why does you system "Suggest" cards for me that I already have?
Let me tell YOU why...because your system suggests the same cards for everyone.

No matter what report that card pulls, no matter if someone has already tried & been declined, and (drumroll please) the # one reason you suggest these cards......

BECAUSE THEY PAY YOU TO DO SO!!!

The card companies and Credit Karma don't care how many inquiries you have....it makes absolutely no difference to them.

It's all about the bottom dollar & don't let them kid you. The more people who apply through a link here, the more $ CK makes from that company. And if the request is approved, they probably make more...depending on the limits & apr's given to the new card holders.


There.....I feel so much better getting that off my chest. I'm sick of seeing people here applying for all kinds of cards they have absolutely no chance of getting....simply because CK says "this is the card we picked for you"!!!

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.