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SoulDude

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Negotiating APR, credit line, and new cards
I just recently paid off a BofA Visa card that had 90% utilization and a $800 credit line, so I expect my credit score to go up substantially within the next month. I predict it to be somewhere in the 700s. I've had this credit card for 5 years and have never missed a payment. My current APR is 21.49%.

I figure once my credit score goes up, it would be a good time to negotiate my APR and credit line. With the information I provided, what APR and/or credit line should I expect or ask for?

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