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Posted in Auto Loans
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Lu1s92

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How long do I have to wait to refinance a car loan?
My credit was at a 620 in 12/13 I believe when I got my 2010 Altima from the Nissan Dealership. My credit karma report shows 696 but my recent report pulled says I have 704. My loan is at a 14% and i have never missed a payment. I financed for 72 months by the way.

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1 second is all you have to wait.    There is not set period of time to wait and with a 14% intrest rate would not want to wait too long.  Go to your Bank or Credit Union and see what it would take to refinance the loan.

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