rateGenius found one lender at first whihch, unfortunatley, didn't go through. However, they didn't stop there! They found a second which did go through and the new loan I got approved for cut my interest in half from what I was paying for my car! rateGenius did a great job and showed they care about their customers.
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If you purchase GAP insurance through them make sure it actual GAP insuance read every single document and make sure you understand do not sign anything that says no GAP refund after 60 days. I refinanced my vehicle after 2 months of using rate genius. I ask for a pro rated refund on the GAP insurance I purchased through them which at the time they said it was through the lender they lied it wasnt it was through them and a third party. They refuse to refund anything claiming I sign a document that stated after 60 days I get nothing back. Be very carefull its like they say if something sounds to good to be true then it isnt good. I would use someone else this is my opion based on my experience with them.