I saved over $6000 in interest!
I refinanced my car through rate genius and saved over $6k in interest. If you are considering using rate genius, some things you should now:
Rate Genius is a third party that uses their connections to find a bank/credit union that will refinance your car with a lower interest rate. Rate Genius does not refinance the car themselves.
When you refinance your loan, do not go with the higher term (60 months). My original loan had 46 months left on it and originally they tried to refinance me for 60 months, which would have resulted in me being upside down on my car loan. Choose your new terms as close to the original term as possible (my new term is 48 months) You can always ask your loan officer for a shorter term.
When you refinance, you don't have to pay a car note for a whole month! I refinanced at the end of September and my first payment due will be in November.
Easiest Auto Refinancing Ever
Rate Genius made refinancing my vehicle so easy. After working on building my credit, Credit Karma had recommended using Rate Genius to see if I can find a better car loan. I ended up getting a way better loan and saving over $200 a month on my current car payment. Oma Dawn at Rate Genius was quick to respond and was great to work with. I highly recommend using Rate Genius if you are looking to refinance your auto loan.
Macy30, thanks for taking the time to post a review! We strive to provide great service, and we are always excited to see our customers share their positive experiences. If you have any friends or family who might like to refinance their vehicles, be sure to send them our way! If they fund, you'll both receive $50. You can learn more here: https://www.rategenius.com/referrals/
Refinanced my auto loan
Was contacted by Jake at RateGenius who guided me thru the process professionally and effortlessly. My payment went from $400 to $320. Great experience
We're pleased to hear you had a great experience with RateGenius, Nancykg! Make sure you tell your friends and family about it. Our referral program is simple and easy – you'll both get $50 when they fund with us. We hope to serve you again in the future! https://www.rategenius.com/referrals/
Very easy and fast
Jeremy Odom was very professional and easy to deal with during the loan process.
We're pleased to hear you had a great experience with RateGenius, Ironman217! Make sure you tell your friends and family about it. Our referral program is simple and easy – you'll both get $50 when they fund with us. We hope to serve you again in the future! https://www.rategenius.com/referrals/
Automobile loan
Refinanced my automobile loan to lower the interest rate. Communication took a very long time. I went a week sometimes without response. I was told my agent was away for a week and that there was issues with office power and internet.
Hi Blueyeviking57 - thank you for your review. We are disappointed to hear your experience with RateGenius was anything less than perfect.
We wanted to let you know that many of our team members, who work remotely in Austin, Texas, were impacted by Winter Storm Uri in February. Many were experiencing power outages for several days due to severe weather, and we were experiencing delays sending and receiving documents due to icy road conditions. We do apologize for this inconvenience.
We hope we were able to clarify, and we hope we have the opportunity to work with you again in the future!
Passed
it was easy doing loan online.
Hi, Smt119 - thanks for your feedback! We're thrilled you had a great experience with RateGenius. We wanted to make sure you know about our refer program where we'll give $50 to both you and your friend if they fund. We hope we have the opportunity to work with you again in the future. https://www.rategenius.com/referrals/
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Credit Solution
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Credit Solution
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