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Denied for 3 credit cards w/a 633 score. Any no-fee cards?
Perfect for two years since chapter 7 discharge, but don't want to have to cancel a for-fee card after improving my score and getting a better card. Don't want a card at all and don't intend to use it, but it seems that no matter what I do (have a perfect car loan, pay my student loans on time, etc.) I don't improve my score. Even the Credit Score Simulator gives me nothing for 2 years on-time. The bankruptcy was job related and the last time I was late for anything before it was seven years ago. Help!

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