Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Scores
Profile Image

Question By
OurFreshStart

20 Contributions
62 People Helped
Denied for 3 credit cards w/a 633 score. Any no-fee cards?
Perfect for two years since chapter 7 discharge, but don't want to have to cancel a for-fee card after improving my score and getting a better card. Don't want a card at all and don't intend to use it, but it seems that no matter what I do (have a perfect car loan, pay my student loans on time, etc.) I don't improve my score. Even the Credit Score Simulator gives me nothing for 2 years on-time. The bankruptcy was job related and the last time I was late for anything before it was seven years ago. Help!

Reply to this Question

Write your response:
Enter Your Comments
 

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.