Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Cards
Profile Image

Question By
NF91

0 Contributions
0 People Helped
credit card confusion...
Two years ago or so I got approved for a credit card with a spending limit of $200 since it was a small amount I didn't think it would do any damage. Unfortunately I ended up missing a couple of payments and now its on my credit. My confusion to all this is I paid everything I owed and I asked to close the account, but for some reason it comes up as active just with a $0 spending limit...? It's the only credit card I've had so I'm not sure what I should do. I'm trying to get a car and I'm sure that's not gonna be possible any time soon considering I have only had a credit history of 2 years. I just need help understand what I should do. If any one can help with any suggestions I would greatly appreciate it, thank you.

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.