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I have more cards than I use. Should I keep all of them or close them?
I have 4 department store credit cards. I rarely use them and when I do, I pay the balance in full the same month to avoid finance charges. Would it be better to close them?
Asked by
DuelleMarley
1 year ago
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If they don't have an annual fee, you just just keep them open as they help build credit history
hardeight 1 year ago
Watch for any rate hikes or additional fees on your cards though. You may not use them often and thus not check in on them, but issuers could sneak in and add some crazy charge you don't realize is there until it's too late.
Since you pay it off in full thought, at least you are never paying interest on it and you get a healthy credit history from it. Nice!
iwantcookies 1 year ago