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I had several credit cards and I've paid them on time since having them why is my score still low
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djjr1219
1 year ago
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What is your credit card utilization? Credit card utilization makes up about 30% of your credit score. If your credit utilization is over 50% lenders may begin to consider you as risky to them. Credit cards are not the only debt that can affect your credit score. You may want to check your credit reports too to see what else you may have on there. Go to -- annualcreditreport.com - the free site provided by the government.
tg101688 1 year ago
what is credit card utilization?
Ctrobaugh88 1 year ago
The best way to answer this is lets say you have available credit adding up to 8k. Your balance is 2K your utilization is 25%.
jte1958 1 year ago