Circleback Lending Personal Loans Reviews

4.5 out of 5 stars
2 Reviews

From Borrowers in the last year


Application Process

4 out of 5 stars

Customer Service

4 out of 5 stars

4.5 5

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These reviews were written by current and former borrowers in the last year.

Mar 12, 2017
Shocked to get approved
aaronb80 Borrower

It was quick and easy. Borrowed 12k but i guess theyre out of buisness now. Too bad. I was trying to get another 12 to 15 grand from them but guess ill have to look else where. My score was 711 at that time. Paid them back in 2 weeks. Cost me 500 in loan origination fee plus 40 bucks interest. Rate was 18%

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Jun 29, 2016
Won't Boost Your Credit
nikol107 Borrower

CircleBack's application process was fairly simple and straightforward. They offered me a lower rate than any of the other providers but be aware this is not the bank you should use if you're looking to build your credit. They delay reporting to the Credit Bureaus by 45 days "in case of charge backs" so the balance on your credit report is never exactly accurate. You can call and get a pay off letter emailed to you but I find this quite shifty. 

Customer Service reps are hit or miss but no one is really going out of their way to help you. 

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**Annual Percentage Rates, terms of loan, and monthly payments presented are estimated and were created based on analysis of information provided by the consumer and available rate information from lenders. While efforts have been made to maintain accurate information, the loan information is presented without warranty and the estimated APR or other terms presented do not bind any lender. Lenders generally have a range of available APRs (for example, a lender’s range might be 2% to 12%) and only borrowers with excellent credit will qualify for the lowest rate available. Your actual APR will depend upon factors evaluated at the time of application, which may include credit score, loan amount, loan term, vehicle information, credit usage and history. All loans are subject to credit review and approval. Additionally, model year, loan-to-value, minimum loan balance mileage, income, debt, etc. restrictions may apply. When evaluating offers, please review the lender’s Terms and Conditions for additional details.