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How will refinancing an auto loan affect my credit?
I'm thinking about refinancing my auto to save some money and pay off my debt faster. However, I'm getting ready to buy a house and I don't want my credit to go down. I'm just BARELY into the excellent range and I don't want to fall back. I've heard that because it shows an account closing and a new account opening it will negatively affect my credit. Is this true?

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