Lending Club Auto Reviews

2.0 out of 5 stars
1 Review

From Borrowers in the last year

ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL

Application Process

2 out of 5 stars

Customer Service

1.5 out of 5 stars

2 5

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These reviews were written by current and former borrowers in the last year.

Jul 18, 2017
Don't expect for anything to be easy....
Sonny8886 Borrower

Don't expect anything to be easy about this process.  They will request information one thing at a time and then wonder why you can't get everything submitted within there REQUIRED 30 day period.  If you miss the 30 day period you will be forced to reapply.  After you are approved then the fun really starts (yes, that's sarcasm).  Then you wait for them to issue a pay off for the existing loan.  They claim they issued it 20+ days before it was applied.  Being proactive will NOT help with these people.  I try it, I contacted them a full two weeks before my first payment was due to advise them that my existing lender still had not applied the pay off.  I was told by LENDING CLUB to send the payment as usual to my existing lender.  I did that only to start receiving collection calls from Lending Club.  When I contacted Lending Club to talk with them about this obvious mix up, I was treated like a liar.  My car payment with my existing lender has always been paid at minimum a week early.  I haven't made the first payment to Lending Club, but I already regret refinancing with them.  Oh and by the way you either pay them via automatic payments or snail mail.  They have not come into this century enough to offer on line payments.  JUST DON'T DO IT.

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Jul 20, 2017

Thanks for this review. I was going to apply but I think I'll pass!

 
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