Lending Club Auto Reviews

4.3 out of 5 stars
4 Reviews

From Borrowers in the last year


Application Process

2.5 out of 5 stars

Customer Service

2.5 out of 5 stars

4.5 5

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These reviews were written by current and former borrowers in the last year.

Oct 31, 2017
I love it!
cdunnagan Borrower

Lending club was the easiest auto refiance ever. It's way better and easier to pay off my car and it's no hassle. I love it!

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Nov 01, 2017

Why would i take your review seriously if you cant even spell “refinance”.

Oct 26, 2017
I had a very good experience!
Anonymous Borrower

The entire process took less than 3 weeks, like any other loan company they ask and need documents to process the loan. They do state it will take time, as they gather information, signatures from me and my documents. 3 weeks is not bad at all- they also were able to refinanced me only having my vehicle purchased with 4-5 months with lower interest rate

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Oct 25, 2017
Super courteous and easy process

I recently had a personal circumstance that really dinged my credit score so when I bought a car recently, I got a terrible rate at the dealership. Urgh. Was at a party last month and someone told me that I could refinance my car. I had NO idea that I could. So searched on Credit Karma and found Lending Club. My experience was pretty smooth. Within minutes I got an offer, it had the best terms and boom within about 2 weeks I was able to get everything approved and done. What I liked the most about my experience was the specialist. Pretty courteous and on top of everything. Would recommend it.

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Jul 18, 2017
Don't expect for anything to be easy....
Sonny8886 Borrower

Don't expect anything to be easy about this process.  They will request information one thing at a time and then wonder why you can't get everything submitted within there REQUIRED 30 day period.  If you miss the 30 day period you will be forced to reapply.  After you are approved then the fun really starts (yes, that's sarcasm).  Then you wait for them to issue a pay off for the existing loan.  They claim they issued it 20+ days before it was applied.  Being proactive will NOT help with these people.  I try it, I contacted them a full two weeks before my first payment was due to advise them that my existing lender still had not applied the pay off.  I was told by LENDING CLUB to send the payment as usual to my existing lender.  I did that only to start receiving collection calls from Lending Club.  When I contacted Lending Club to talk with them about this obvious mix up, I was treated like a liar.  My car payment with my existing lender has always been paid at minimum a week early.  I haven't made the first payment to Lending Club, but I already regret refinancing with them.  Oh and by the way you either pay them via automatic payments or snail mail.  They have not come into this century enough to offer on line payments.  JUST DON'T DO IT.

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Jul 20, 2017

Thanks for this review. I was going to apply but I think I'll pass!

Jul 21, 2017

Thanks for the review. I'll pass too. I think local credit unions are much better.

Jul 27, 2017

Thanks for the heads up!!!!

Jul 28, 2017

If something like that were to happen to me I would ended up course their *** out trust me but thanks for the heads up thanks god I don't have to go through that stress

Aug 08, 2017

Ill pass bro thanks

Aug 09, 2017

yep...I'll pass too.

Aug 10, 2017

Wow really thought about going with this company ! I'll pass as well

Aug 10, 2017

I’ll pass too

Aug 12, 2017

Thanks I'll wait for score to go up some more

Aug 17, 2017

I'll wait

Aug 21, 2017

I almost applied for this refi then saw there was a review available. So glad i decided to read the review 1st. Sounds like a frustrating, time consuming process. I will be passing. Thanks.

Aug 24, 2017

Thanks for the review, I will pass as well.

Aug 27, 2017

I was going to apply but I will pass for sure! Thanks for the awesome review.

Aug 28, 2017

Just about to apply. Thanks not anymore!!!

Aug 28, 2017

Passing. Thanks so much!

Sep 05, 2017

Whew... I almost applied until something said read that review!! Thank you... I'll keep on trucking!!!

Sep 17, 2017

I was thinking about refinancing my auto loan now i know who not to finance with. Thanks

Sep 19, 2017

Man!!! Sure glad I read the review...I think I'll just pass and stick with what I have. Something better will come along.

Oct 03, 2017

Thanks for the review I’ll pass too

Oct 05, 2017

Thanks for the heads up! #BulletDodged

Oct 17, 2017

Thanks so much! Moving on

Oct 21, 2017

Close one almost applied guess I’ll wait for a better opportunity

Oct 24, 2017

Holy smokes, thanks for the review! Saved me some nightmares

Oct 27, 2017

Was just aout to apply and saw there were 2 reviews, I looked at the 1st one and it gave a glowing review, I looked at yours and it was the complete opposit the thing about me is I listen more to the negative reviews than I do to the positive ones that's just the way I've always been.. thanks for the heads up and for me dodging that bullet, I think I will definitely pass on this one.

Nov 07, 2017

That's is why they say read the reviews you can never go wrong. Thanks for saving my life and wallet, I was just about to apply I have enough problems but they won't be one of them...lol thanks god,,,😃😃😃

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