Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Cards
Profile Image

Question By
janer2185

0 Contributions
0 People Helped
You just helped me get a new balance transfer card which ended up being for $500. please contact me.
I think you are misleading customers. How can a $500 card help me transfer a balance when I applied for $2800. bal. transfer. Now I have yet another card and my score just dropped. I will be reporting this to the Better business Bureau. I should have been denied if I could only get $500 credit card.

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
491 Contributions
211 People Helped
Most Helpful Response

Helpful to 1 out of 1 people

You applied for credit, and got credit based on your score they felt they could only offer what they did.  How is this wrong or bad?  Also please note that this is just people like yourself on these boards, no one that works for Credit Karama comes on here.  A suggestion the nest time you set a limit on any type of lending, talk to the people you are appling with, and ask what the minimum they might give, and ask if you can refuse the terms once a credit check has been done.  This would have still hurt your score a touch by the inquiry, but not hurt average age of credit.

Also in your case the new card might be a very good thing, if you use it wisely, as it will help develope a larger credit history.  The negative effects will wear off within a few months, and you will be on the road to showing good credit usage.

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.