![how-much-of-your-credit-should-you-be-using Three young women shopping and discussing how much of credit you should use](https://creditkarma-cms.imgix.net/wp-content/uploads/2017/08/how-much-of-your-credit-should-you-be-using.jpg?w=300&auto=compress)
Credit Cards
Whether you’re looking for sweet travel perks, thinking about transferring a balance, or want to earn cash back when you swipe at restaurants, grocery stores, and gas stations, there’s a credit card that can work for your situation. But first, to help you with your search, we’ll scour the fine print, crunch the points and compare features so you can make a smart — and responsible — decision.
![how-much-of-your-credit-should-you-be-using Three young women shopping and discussing how much of credit you should use](https://creditkarma-cms.imgix.net/wp-content/uploads/2017/08/how-much-of-your-credit-should-you-be-using.jpg?w=300&auto=compress)
![Young man speaking on the phone while sitting in front of a laptop and considering what to do when you can't get a cosigner. Young man speaking on the phone while sitting in front of a laptop and considering what to do when you can't get a cosigner.](https://creditkarma-cms.imgix.net/wp-content/uploads/2017/08/when-you-cant-get-a-cosigner.jpg?w=300&auto=compress)
![Woman in an office with multiple computer screens, looking at her phone for tips on how to manage multiple credit cards. Woman in an office with multiple computer screens, looking at her phone for tips on how to manage multiple credit cards.](https://creditkarma-cms.imgix.net/wp-content/uploads/2016/03/how-to-manage-multiple-credit-cards.jpg?w=300&auto=compress)
![little-known-credit-card-tips Woman sitting in a window at a cafe, reading on her phone and drinking coffee](https://creditkarma-cms.imgix.net/wp-content/uploads/2016/03/little-known-credit-card-tips_859613042.jpg?w=300&auto=compress)
![Young woman in athletic clothing leaning against a gray wall and thinking about the relationship between your credit score and credit limit Young woman in athletic clothing leaning against a gray wall and thinking about the relationship between your credit score and credit limit](https://creditkarma-cms.imgix.net/wp-content/uploads/2016/03/relationship-score-and-credit-limits_v1.jpg?w=300&auto=compress)
![Man looking at his laptop and making good credit decisions Man looking at his laptop and making good credit decisions](https://creditkarma-cms.imgix.net/wp-content/uploads/2017/10/credit-wise-decisions.jpg?w=300&auto=compress)
![paying-medical-debt-with-credit-card Older woman considers papers at her table with her laptop in front of her](https://creditkarma-cms.imgix.net/wp-content/uploads/2016/01/paying-medical-debt-with-credit-card.jpg?w=300&auto=compress)
![credit-card-balances-too-high Woman looking at her phone with a concerned expression](https://creditkarma-cms.imgix.net/wp-content/uploads/2017/10/credit-card-balances-too-high.jpg?w=300&auto=compress)