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frusterated54

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will my score go down if i close a credit card account

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Maybe.... Do you have any other credit cards?  Do they have a balance on them?  How old is this account? 

So here is the deal... 30% of your score is utilization across the board.  So if you are carrying a balance on other cards then this card is helping you with your utilizaton.  If you do not carry a balance and do not plan on carrying one, then you are fine.  But in general unless the card has an AF then I would never tell someone to close a card.

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