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pandawei

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Utililization of credit card is incorrect and lowered my score
My credit limit is not accurate and affected my utilization usage

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and your question is?

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It takes time for payments to reflect and balances to update on your credit reports. It can take a month for balances to be lower on your reports after you have made a payment. If you recently got a credit limit increase, that can take time to be updated too.

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