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Dylan9133

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If I reduce the credit lines of credit cards I am not using, will that increase or decrease score?

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Top Contributor
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It would most likely decrease your scores, by lowering your overall credit limit thus bringing up credit utilization. You really need to do some extensive reading to get some understanding about credit before you try to make any changes with anything. Doing things blind in the credit game can have serious negative outcomes. There is a wealth of information on this site and across the internet, be sure to read it. The time spent reading about credit is time well spent as what you gain will help you for the rest of your life.

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