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hope1074

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If I get 3 credit cards, how long will it take to improve my credit

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Top Contributor
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Nobody can answer your question as there are to many unknowns.

I had a plan of 2 years,  

started with a 649 ( this was the TransUnion NewAccount Score ) back in Jan 2012

Today I know the following

Equifax has a FICO score over 800 
Equifax has a Vantage score of 818

TransUnion has a Vantage Score of 809

TransUnion has a NewAccount Score of 789

I have

12 Credit Card Accounts that all have a Balance of 0

1 Car Loan that I pay monthly

1 Home Equity Line of Credit that is Paid off.

You need a Long Term Plan,  there is no short cuts

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