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Posted in Paying Your Bills
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I need to lower my credit card rates to pay them off, but also want to refi my mortgage.
I'd like to know if it makes sense to get a 0% balance transfer on my credit card debt (I have 2 cards and might have to apply for 2 more to do the transfers)so that I can begin to pay down that portion of my debt BEFORE I apply for a refi, or if I should apply for the refi first because interest rates are so low right now. How will these things affect my credit score?

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