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disabledman

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Good credit card policy

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If you are asking the best way to use credit cards, here is some advice. If you cannot afford to pay cash for something other than in emergency situations, you should not put it on a credit card. You should let a small balance report (less than 10% of the credit line) at statement time on at least one card to show revolving activity and then pay it off in full before the due date. Try not to have more than 30% of the credit line utilized at statement time. With online accounts, you can pay down your credit card balances at any time. This is just a little advice, do some more reading to find more information on how to use credit cards. Some hours of reading are worth it to avoid years of problems due to incorrect credit usage.

Top Contributor
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"Good credit card policy" Huh?! What is your question? (Hint: See the *BIG* empty box with lots of space for writing out an actual question? It comes in really handy!)

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