Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Cards
Profile Image

Question By
QueenCersei

0 Contributions
0 People Helped
Ex-husband's credit cards on-time payments/high balance
My ex-husband and i have been apart for five years and i noticed i am still listed as an authorized user on his two credit cards i haven't accessed in all that time. It appears he always makes on-time payments, but his balance on one is 99% of his limit and seems to stay high. i just applied for and received a secured card for myself, but i don't have any other cards. i am curious how this may be pisitively or negatively affecting me. I have already informed him and he says he will remove me, but should i go through the trouble of having the last five years corrected? Is it even possible?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
2 Contributions
1 Person Helped

The open utilization isn't helping your cause but you'll lose the age of those accounts on your report.

I wouldn't want to have my name tied to something I had no control over anyways though.  If he stops making payments on those cards it will negatively impact you.

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.