Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!


Posted in Credit Cards
Profile Image

Question By

1 Contribution
1 Person Helped
Discover it card for students (upgrade and increase in credit limits)
I just got a Discover it student card. Now I know I won’t get a credit limit increase immediately obviously but I was wondering from any card holders on average how many full payments will it take to ask for a credit limit increase and what do you think is a reasonable increase to ask for if my limit is 725$ and FICO score is 702. (If based on experience please do share yours or your opinion as a responsible cardholder) Also do they offer upgrades to the regular discover it card? I like the low APR rates of the student one but I’m not sure if they have a cap on the discover it for student cards. (Do they? Lol) Also in reference to upgrades does the other card have any additional benefits besides the 5% revolving rewards? If I did upgrade, I’d like to keep the 5% rev. rewards and no annual fee.

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.


Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.