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Posted in Credit Cards
Credit card utilization
I do not carry a balance on my credit cards. I have $28,600 available credit on all cards combined. I use my walmart card for gas purchases monthly. I pay the balance in full every month. It seems I'm using my credit cards in an ideal manner. I never carry a balance from month to month, and always put a few dollars of gas a month on my walmart card. But my credit card utilization score is a C. Why is it not an A like the rest of my scores? Please help me how to understand how to move my crdit card utilization score from a C to an A for my situation. Thank you for your time.

William Ham
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