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MSD46

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Credit Card not reporting
I have a credit card that I have had for years and I have never made a late payment, why is it not showing up?

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Since there are three credit bureaus and Credit Karma uses information from only two to TEACH about credit, your card might be reported to the third creditm bureau, and you willi find this out when you check your credit reports.If you haven't read the articles here, do so and you will learn a lot that will help for the rest of your life.

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Not all lenders report to the credit bureaus and some lenders may only report to one credit bureau (Experian is not shown on Credit Karma). If the card was issued by a small bank rather than one of the big credit card companies the former could be the case. Also note that only actual credit cards count toward credit, debit cards and prepaid credit cards are not counted toward credit.

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