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skrytr

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Can you just get a credit card, then not use it at all, thereby accrue really good credit?
Such as a secured credit card? Also, could someone amass a bunch of credit cards (and not use them) and get expecially good credit? (By not use them, I mean basically just sit on them for 30 years and then have a small spending spree. )

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jwsister is spot on.  You have use it.  Also must credit card companys will at some point close your account if you do not use the card.

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NOPE.

You actually have to USE the credit in order to build a good credit score.  Proper use of credit gives you the proof needed to be entrusted with more credit.  Please read the articles because you need to get a better understanding of how credit works.

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