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Can I improve credit even if I owe money on a past credit card?
I owe money on a credit card that I had a couple years back.(around $1000) Because of this I have a low credit score(around 575). I am not yet able to pay my credit card that is now in collections yet because I am a college student. If I get a secured credit card and start making responsible payments and using it correctly, Can I improve my credit score even though I still owe money on a past credit card?

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