Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Cards
Profile Image

Question By
zididi

0 Contributions
0 People Helped
Are there credit cards available for people with a low income?
I have a good credit score, but I'm low income. I've been on a secured credit card for years and still denied unsecured credit. Are there any available credit cards for people making less than $15,000 or should I just give up and settle for having a secured credit card for life?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Credit Karma Team
Top Contributor
2949 Contributions
4612 People Helped
Most Helpful Response

Helpful to 1 out of 1 people

Hi zididi, 

Many people are able to graduate from a secured credit card to an unsecured credit card. Card issuers will want to be sure you can repay any money you borrow, so you might get a low limit to begin with, if approved. I suggest reading reviews here on Credit Karma to see what types of cards people in a similar situation were approved for. When available, we use historical data to provide customized approval odds: https://www.creditkarma.com/shop/creditcards

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.