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Question By
ayezee

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a discover card with no APR for 14 mths then goes up to18.99% is that good whennot payingoff mthly?

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If you were paying your credit card balances in full every month, it wouldn't matter what the interest rate would be, because you would not have a balance to pay interest on.  But, if not paying in full every month, you want the lowest rate you can get and 18.99% is not it!! I went from a 19.99% down to 12.99% and hope to eventually qualify for a much lower rate soon.

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