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Earn 2.50% APY with WaMu Free Checking™

32 comments

Get a 2.50% APY with WaMU Free Checking™. No minimum balance required. No monthly fees. Read reviews and feedback from others.

Updated to 2.50% on 11/03/2008

Online Savings is just one great reason to get a WaMu Free Checking™ account. Need a few more? Rate Updated to 2.50% on 11/09/2008

Features
  • No Monthly Checking Fees
  • Free ATM Cash Withdrawals
  • Cash Back on Debit and Purchases
  • No Account Minimums
  • Free Checks for Life
  • Access Your Accounts 24/7
  • Apply in only 7 Minutes or less
  • Make Easy Monthly Transfers
WaMu Free Checking™ account

We offer one style of check for free. WaMu will not charge ATM fees for cash withdrawals, but non-refundable ATM operator fees may apply. Foreign currency exchange and transaction fees may apply to wires and card transactions. Other banks involved in wire transfer may also charge fees. Transfers are subject to transaction limitations and funds availability. Some applications may require additional review; see application for details.

USER COMMENTS(32)

WaMu is an excellent bank. I have been banking with them for over two decades and never been happier. Their customer service is outstanding and I hope Chase will have that as a takeaway after the merger.

by mtreyger - November 29th, 2008

I LOVE WaMu! They do exist still, contrary to what some of you believe. They now belong to Chase but they still do exist. They offer FREE checking accounts - barely anybody else does, with no minimum balance reqs, no frills, no strings attached. Their website is AMAZING, purchases on the card show INSTANTLY, not 3 days later like with other banks. Deposit to the ATMs are ALSO available INSTANTLY!!! Go go go WaMu, that's what ANY bank should be like!!!

by Wesha - November 10th, 2008

better than none

by Chung - November 4th, 2008

Have received terrible service from WaMu. Fraudulent explanations of balance requirements and intractable/unreachable customer service.

Additionally, not crazy about their business model, the merger, and their liquidity. They just lost my $20K this weekend and will probably continue to lose savings accounts while not having much save the government to prop up their debts (which are bad and always will be).

by maxlharris - November 3rd, 2008

dropped again to 2.50%

by dhugh - November 2nd, 2008

I have made almost $30 on the interest on this account. Its great they dont charge any fee's and the people at the branch are great.

Oh and the bank is NOT closed it has just been bought by chase. It is still FDIC insured and nothing has changed.

by horsechica16 - October 27th, 2008

This is a very good offer. WaMu has good number of brick and mortar offices compared to some other banks. I have an account with them. Their service is good. Question to people who speak against this bank. If your deposits are with FDIC guarantee limit ($100,000 as of today might soon become $250,000 as per media) why do you have to worry about other factors. I am a strong supporter of Wamu.

If you transfer funds between their checking and savings account the transfer is immediate and funds are available on the other account right away

On wamu credit cards they give free credit score every month

by jayaraj123 - October 21st, 2008

This is one of the failing banks. I don't know if I'd trust it. It's being sold to Chase.

by ditlihi - October 13th, 2008

and why are you still advertising a now defunct bank here?

The bank was purchased, the rates and products are still available. There is no reason not to share the feedback and experience for people who want to learn about their services.

by tbuys92 - October 12th, 2008

This is down to 3% now.

This has been updated. Thank you.

by OCedHrt - October 9th, 2008

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