Chase Sapphire® Preferred Card

23 Reviews | Write a Review

Offered by: Chase


Purchase Intro Rate N/A
Purchase Intro Period N/A
Balance Transfer Intro Rate N/A
Balance Transfer Intro Period N/A
Regular APR 15.24% (Variable)
Balance Transfer Rate 15.24% (Variable)
Cash Advance Rate 19.24%
Annual Fee $95
Late Fee Up to $35
Cash Advance Fee 5%, Min: $10
Balance Transfer Fee 3%, Min: $5

Chase Sapphire® Preferred Card features:

  • Limited Time Offer! - Earn 50,000 bonus points after you spend $3,000 in the first 3 months- that's $625 toward travel!
  • 2 points per dollar spent on travel and dining & 1 point per dollar spent on all other purchases.
  • Use 20% fewer points when you redeem for travel. Just book your flight, cruise, or other travel through Ultimate RewardsSM
  • No foreign transaction fees
  • Earn a 7% annual points dividend - even on points already redeemed
  • Transfer points you've earned to participating frequent traveler programs at a 1:1 value
  • 24/7 direct access to expert service advisors (No voice recording)
  • No Annual Fee for your first year - A $95 value

Additional Details: Click here for Additional Details (Will launch in a new browser window)

See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer" button, you can review the credit card terms and conditions on the provider's website.

These savings are calculated using national averages. Log in to see your own savings!

How We Calculated Your Savings

Credit Karma uses details about your credit card usage and data we have on current credit card offers to calculate how you might save money. These calculations are for illustration purposes only.

 

Year 1

Year 2

Year 3

Balance Transfer Cost info Fees charged by the credit card company to transfer balances. Usually charged as a percent of the balance transfer amount.

-$527

$0

$0

Interest Savings on Transferred Balance info Difference between the interest charged on your existing credit card(s) and the interest charged on this card with the same balance.

$0

$0

$0

Interest Savings on New Purchases info Difference between the interest charged for new purchases on your existing credit card(s) and the interest charged on this card.

$2,143

$3,071

$4,318

Value of Rewards on New Purchases info Difference between the rewards (normalized to dollar amounts) from the purchases on your existing credit card(s) and this card.

$470

$470

$470

Value of Bonus Points info Bonuses provided by the card for either application or usage. Bonus in the form of either miles or points are converted to dollar amounts.

$500

$0

$0

Annual & Application Fees info Sum of the fixed fees associated with the card. The fees are charged regardless of card usage.

$0

-$95

-$95
 
Savings:
Total Annual Savings

$2,492

$3,445

$4,692
Total Savings over 3 Years

$10,629

Calculations are estimated based on your credit card usage combined with offer data and are for illustration purposes only.

1. Earn 50,000 bonus points after you spend $3,000 in the first 3 months.

Reviews

Most Recent Reviews

+1

Approved instantly online CK 737 and eqFICO 737. 6K limit.

mwm1212 1 week ago

Haven't received the card yet, but I'm 25 years old, credit karma score 669, TU score 737 and I was approved for an $8k limit even though CK said my approval odds were poor. 

s0fam0us 1 week ago

Excellent card! No foreign transaction fees. The best part about this card is the introductory 50,000 point bonus! There is an annual fee, but mine was waived for the first year. Even though there is a minimum purchase requirement of $3,000 to get the bonus points, I knew I had bills to pay and the cash to pay off the card. This is an excellent way to reward yourself for being responsible (and having the excellent credit score with it)! My wife and I got free airfare with our points for an upcoming trip!

jacobjared 1 week ago

Pretty good credit card, minus the annual fee. Got approved with a score of 769 for a $20,000 limit.

The 50,000 points bonus is awesome, as are the travel protections, which are better than the ones offered to Chase Freedom Visa Signature (this one is also a Visa Signature). These benefits include delayed baggage protection of $100/day for up to 5 days, trip delay/interruption protection of $300/ticket.

Overall great rewards, great travel protection, on international transction fees and the sign up bonus make me happy that I chose this card. Oh, it looks different too, but I'm hard press to say that I like the fact that it made of metal and not plastic and that it is NOT embossed as my other cards.

Anonymous 2 weeks ago

I got approved in 30 seconds my credit score is a 707 i have been with chase for many years however this is the first time i have ever applied for credit card with them  but any way got the card 5k spending limit thanks much!!!!!! 

bwizard 3 weeks ago

See all 23 Reviews of Chase Sapphire® Preferred Card

Write a review of Chase Sapphire® Preferred Card

Credit Score Approval Data

Ideal for those with Excellent Credit:

769

AVERAGE Credit Score Approved for this Card

752

LOWEST Credit Score Approved for this Card

† Credit Karma members have received approvals with these Credit Karma credit scores. Please note that because other factors such as income and employment status can affect credit card approval, these are only guidelines and approval is not guaranteed.

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