Citi® Diamond Preferred® Card

40 Reviews | Write a Review

Offered by: CitiBank


Purchase Intro Rate 0%
Purchase Intro Period 18 Months
Balance Transfer Intro Rate 0%
Balance Transfer Intro Period 18 Months
Regular APR 11.99% – 21.99%* Variable
Balance Transfer Rate 11.99% – 21.99%* Variable
Cash Advance Rate 25.24%
Annual Fee $0
Late Fee Up to $35
Cash Advance Fee 5%, Min: $10
Balance Transfer Fee 3%, Min: $5

Citi® Diamond Preferred® Card features:

  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.
  • 24/7 access to personalized concierge service providing assistance in booking hotel, flights, concert tickets and much more
  • Special access for Citi cardmembers to purchase presale tickets, preferred seating, VIP packages, and other unforgettable live entertainment experiences through Citi Private Pass®
  • Exciting deals and savings for great brands through Citi Specials
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
  • No annual fee*

Additional Details: Click here for Additional Details (Will launch in a new browser window)

See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer" button, you can review the credit card terms and conditions on the provider's website.

These savings are calculated using national averages. Log in to see your own savings!

How We Calculated Your Savings

Credit Karma uses details about your credit card usage and data we have on current credit card offers to calculate how you might save money. These calculations are for illustration purposes only.

 

Year 1

Year 2

Year 3

Balance Transfer Cost info Fees charged by the credit card company to transfer balances. Usually charged as a percent of the balance transfer amount.

-$527

$0

$0

Interest Savings on Transferred Balance info Difference between the interest charged on your existing credit card(s) and the interest charged on this card with the same balance.

$651

$0

$0

Interest Savings on New Purchases info Difference between the interest charged for new purchases on your existing credit card(s) and the interest charged on this card.

$2,900

$4,215

$5,777

Value of Rewards on New Purchases info Difference between the rewards (normalized to dollar amounts) from the purchases on your existing credit card(s) and this card.

$0

$0

$0

Value of Bonus Points info Bonuses provided by the card for either application or usage. Bonus in the form of either miles or points are converted to dollar amounts.

$0

$0

$0

Annual & Application Fees info Sum of the fixed fees associated with the card. The fees are charged regardless of card usage.

$0

$0

$0
 
Savings:
Total Annual Savings

$3,024

$4,215

$5,777
Total Savings over 3 Years

$13,017

*Savings are based on Credit Karma calculations and are not endorsed or commissioned by any advertisers.

Reviews

Most Recent Reviews

This card sux.  I originally had a platinum mastercard and they replaced it with this sucky card. No benefits like the platinum.  NO missed payments or late payments in 5 years gets you no cl increase, only an interest rate increase from 19% to 31%.  STAY AWAY FROM THIS CARD. 

Franco1985 3 days ago

 752 fico, approved $11,700 limit.  11.99% financing after intro period.  Solid card

Anonymous 3 days ago

even with 735 score card did not get approved..disapppointed..

Anonymous 5 days ago

 Would not offer me a card, said I missed a payment on my current card. This is boggus as I have never missed a payment on any card in my life.

suave262 1 week ago

Approved 13.5K, they were offering 5k a first. I said needed more for balance transfer. They used Experian so TU/CK score didnt matter for this card.  Havent recieved yet. CK said fair. No expidited ship like AMEX, Im kinda used to overnight delivery.  Easy to get person on the phone.

nbirnbaum2 1 week ago

See all 40 Reviews of Citi® Diamond Preferred® Card

Write a review of Citi® Diamond Preferred® Card

Credit Score Approval Data

Ideal for those with Good Credit:

728

AVERAGE Credit Score Approved for this Card

634

LOWEST Credit Score Approved for this Card

† Credit Karma members have received approvals with these TransUnion New Account credit scores. Please note that because other factors such as income and employment status can affect credit card approval, these are only guidelines and approval is not guaranteed.

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